Choosing payment gateway provider is one of important task. After going through many forums, we found that below payment gateway providers are doing well in India.
We have to pay three (3) types of charges for the payment gateway providers.
1. One time setup fee – Non Refundable
2. Transaction Fee
3. AMC
We have decided to go for HDFC Payment Gateway because of more positive feedback from users, less transaction fee and also our investor has very good relation with HDFC Bank.
HDFC bank provides two (2) types of payment gateways for commercials.
1. Credit & Debit Cards
2. Netbanking
Fee Structure:
Credit & Debit Cards:
One Time Integration fee : Rs.15,000/- (Visa & Master Card)
AMC : Rs.10,000/-
Per Transaction cost : 2.5 % plus service taxes as applicable
Netbanking:
One Time Integration fee : Rs.15,000/- (28 Banks)
AMC : Rs.5,000/- (waived)
Per Transaction cost : 2.25 % plus service taxes as applicable
*** Please contact HDFC bank for latest/accurate details.
One Time Integration fee : Rs.15,000/- (Visa & Master Card)
AMC : Rs.10,000/-
Per Transaction cost : 2.5 % plus service taxes as applicable
Netbanking:
One Time Integration fee : Rs.15,000/- (28 Banks)
AMC : Rs.5,000/- (waived)
Per Transaction cost : 2.25 % plus service taxes as applicable
*** Please contact HDFC bank for latest/accurate details.
Eligibility Requirement:
Documents/Information required by HDFC Bank:
o Last two years Balance sheet and Profit and Loss a/c.
o Company profile (Brief Note).
o Date of establishment.
o Legal Name of the company.
o DBA name (name which will appear in the credit card statement).
o Product & Services to be offered on the gateway.
o Website details & URL to be integrated.
o Process flow of the transaction.
o Minimum, average and maximum ticket size.
o Expected Payment Gateway volume.
o Existing relationship with HDFC Bank.
o International Transaction required (YES/NO).
o Currency required -
§ Transaction currency
§ Settlement Currency
o Office Address.
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